Long-Term Care
Long Term Care is the range of medical and/or social services designed to help people who have disabilities that result in the chronic need for assistance in performing activities of daily living or supervision due to a cognitive impairment.  Services may be short, or long-term in nature and may be provided in a multitude of settings including a person's home, in the community, or in residential facilities (e.g., nursing homes or assisted living facilities).

Long-Term Care Insurance
Long-Term Care Insurance provides for the handling of the significant financial burdens associated with paying for Long-Term Care related services.  Most policies are designed to pay for care whether it is received at home, in the community, or in a nursing or assisted living facility. 

There are many reasons to consider a Long-Term Care Insurance Policy.  Are any of these important to you? 

• Preserving your independence

• Guaranteeing you the choice of care and caregivers

• Protecting your assets and standard of living

• Avoiding becoming a burden to your children and loved ones

• Leaving assets to your family or other worthy causes

• Having Peace of mind

If so, let us help you determine if Long-Term Care Insurance is right for you!